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QUBPay

Collections · Aging · Receipts

Payment collections portal with aging reports and receipt tracking — built for finance teams tired of chasing dealers on phone.

6 min read 2025-03-01
DistributorsB2B financeCollections teamsManufacturers
QUBPay

The problem

Collections chased manually every month

Finance teams call dealers for payments, track receipts in Excel, and aging reports are always a day late. Disputes lack a clear audit trail.

  • No self-service payment visibility for dealers
  • Receipt matching is manual and error-prone
  • Aging reports rebuilt weekly
  • Disputes hard to audit

Market context

B2B collections & working capital in India

Delayed B2B payments remain a top constraint on MSME working capital. Digital collections portals and aging visibility are becoming standard for competitive distributors.

45–60

Average B2B payment days in trade credit cycles

Source: RBI / industry trade credit studies

₹10L Cr+

MSME receivables tied in delayed payments (est.)

Source: MSME ecosystem reports, 2024

40%

Finance teams still reconciling receipts manually

Source: SMB finance digitization surveys

Industry pain points

  • Collections chased via calls and WhatsApp reminders
  • Receipt matching done manually against invoices
  • Aging reports rebuilt weekly in Excel
  • Dealers have no self-service view of outstanding balance

The solution

What QUBPay delivers

QUBPay is a collections-focused portal — outstanding balances, payment recording, receipt upload, and aging dashboards for finance leadership.

Aging dashboard

0–30, 31–60, 61–90+ buckets with drill-down by dealer.

Receipt portal

Dealers upload payment proof — finance verifies and matches.

Collections queue

Prioritized follow-up list by amount and age.

Finance reports

DSO trends and collection performance for leadership.

Day in the life

How teams use QUBPay

Daily

Finance reviews aging

Dashboard highlights overdue accounts automatically.

Weekly

Collections push

Team works prioritized queue — receipts matched to invoices.

Monthly

Leadership review

DSO trends and collection KPIs exported for review.

Expected outcomes

40%

Faster collections cycle

Live

Aging dashboard

Digital

Receipt audit trail

Product gallery

Screens from QUBPay

All product screenshots in one place — click to expand.

QUBPay screenshot 1

Common questions

Designed to complement QUBBooks ledger — shared dealer and invoice data.

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